Welcome to the Georgia Department of Community Affairs
 

Community HOME Investment Program (CHIP)

 

The Community HOME Investment Program (CHIP) uses a portion of  DCA's HOME funds to assist local governments, nonprofit organizations and public housing authorities to address the needs of affordable housing development in their communities.  CHIP funds may be used to provide down payment assistance or homeowner rehabilitation funding to eligible low-income and moderate-income households. Eligible communities are those outside of a HUD-designated Participating Jurisdiction as defined by the HOME Program.

Annually, DCA releases a Notice of Funding Availability and Program Description for the Applicant's Workshop to ensure the criteria are communicated on how funding is scored and ranked before funds are awarded to projects. 


IMPORTANT INFORMATION
TO: ALL GRANTEES/ADMINISTRATORS

DATE: OCTOBER 9, 2013

RE: HOME PROPERTY VALUE LIMITS


PLEASE NOTE: All "NEW" projects set up requests must be in conformance with the Property Value limits established under the new HOME RULE. As a way to ensure compliance, DCA will incorporate this requirement into our monitoring process at time of project set-up and during subsequent monitoring reviews.

 

HUD has issued new HOME Property Value Limits ("95% limits") for 2013 that are effective August 23, 2013. In 24 CFR § 92.254(a)(2)(iii) of the HOME Final Rule published on July 24, 2013, HUD established new property value limits for homeownership activities. These new limits apply to all homeownership housing to which HOME funds are committed on or after August 23, 2013, and will remain in effect until HUD issues new limits.

§ 92.254(a)(2)(iii) is revised so that PJs are no longer permitted to use the FHA Single Family Mortgage Limit [known as the 203(b) limit] as a surrogate for 95 percent of area median purchase price, as was permitted in the pre-2013 Rule. This change was necessitated by statutory changes to the 203(b) statute, which, over time, increased the FHA Section 203(b) floor. With these increases, the 203(b) limits became a less reliable surrogate for 95 percent of area median purchase price. The HOME program statute requires that no housing have a purchase price or after-rehabilitation value that exceeds 95 percent of area median purchase price, in order to ensure that HOME-assisted housing is modest and non-luxury.

 

In the 2013 Rule, § 92.254(a)(2)(iii) is amended to eliminate the use of 203(b) limit and to change the methods for determining 95 percent of area median purchase price. HUD will determine and issue limits that represent 95 percent of the area median purchase price separately for newly constructed and existing single family housing units.

The new HOME Rule requires the State to evaluate the property value of a unit assisted based on whether the unit is considered "existing" or "new construction". For all Down Payment Assistance activities, the new construction property value should be used when both (1) the certificate of occupancy has been issued within the last 12 months and (2) the unit has never been occupied. For Homeowner Rehabilitation Assistance Activities, the new construction property value should only be used in cases where the unit will be reconstructed. For all other activities associated with either Down Payment Assistance or Homeowner Rehabilitation, the property value limits for Existing Homes should be followed.

 

As a result, the following Property Value Limits shown in Attachment 1 will replace the Property Value Limits established in the Program Descriptions issued for State FY2011, 2012, 2013, and 2014.

 

Additionally, effective immediately, all project set up requests associated State FY 2013, 2012, 2011, or any grant funded prior to FY 2011 must meet the Property Value Limits established in Attachment 1.

 

 

ATTACHMENT #1

HOME PROPERTY LIMITS

 

HOME Property Value Value Limit for Existing Homes

HOME Property Value Limit for Newly Constructed Homes

State

Area Name

1-Unit

1-Unit

GA

Albany, GA MSA

$123,000

$195,000

GA

Athens-Clarke County, GA MSA

$130,000

$195,000

GA

Atlanta-Sandy Springs-Marietta, GA HUD Metro FMR Area

$124,000

$196,000

GA

Butts County, GA HUD Metro FMR Area

$119,000

$195,000

GA

Haralson County, GA HUD Metro FMR Area

$119,000

$195,000

GA

Lamar County, GA HUD Metro FMR Area

$121,000

$195,000

GA

Meriwether County, GA HUD Metro FMR Area

$119,000

$195,000

GA

Augusta-Richmond County, GA-SC MSA

$123,000

$195,000

GA

Brunswick, GA MSA

$138,000

$195,000

GA

Chattanooga, TN-GA MSA

$133,000

$195,000

GA

Columbus, GA-AL MSA

$122,000

$195,000

GA

Dalton, GA HUD Metro FMR Area

$119,000

$195,000

GA

Murray County, GA HUD Metro FMR Area

$119,000

$195,000

GA

Gainesville, GA MSA

$119,000

$195,000

GA

Hinesville-Fort Stewart, GA HUD Metro FMR Area

$119,000

$195,000

GA

Long County, GA HUD Metro FMR Area

$120,000

$195,000

GA

Macon, GA MSA

$119,000

$195,000

GA

Monroe County, GA HUD Metro FMR Area

$146,000

$195,000

GA

Rome, GA MSA

$119,000

$195,000

GA

Savannah, GA MSA

$138,000

$195,000

GA

Valdosta, GA MSA

$124,000

$195,000

GA

Warner Robins, GA MSA

$119,000

$195,000

GA

Appling County, GA

$119,000

$195,000

GA

Atkinson County, GA

$119,000

$195,000

GA

Bacon County, GA

$119,000

$195,000

GA

Baldwin County, GA

$131,000

$195,000

GA

Banks County, GA

$135,000

$195,000

GA

Ben Hill County, GA

$119,000

$195,000

GA

Berrien County, GA

$119,000

$195,000

GA

Bleckley County, GA

$119,000

$195,000

GA

Bulloch County, GA

$131,000

$195,000

GA

Calhoun County, GA

$119,000

$195,000

GA

Camden County, GA

$132,000

$195,000

GA

Candler County, GA

$119,000

$195,000

GA

Charlton County, GA

$119,000

$195,000

GA

Chattooga County, GA

$119,000

$195,000

GA

Clay County, GA

$119,000

$195,000

GA

Clinch County, GA

$119,000

$195,000

GA

Coffee County, GA

$122,000

$195,000

GA

Colquitt County, GA

$119,000

$195,000

GA

Cook County, GA

$119,000

$195,000

GA

Crisp County, GA

$119,000

$195,000

GA

Decatur County, GA

$126,000

$195,000

GA

Dodge County, GA

$119,000

$195,000

GA

Dooly County, GA

$119,000

$195,000

GA

Early County, GA

$119,000

$195,000

GA

Elbert County, GA

$119,000

$195,000

GA

Emanuel County, GA

$119,000

$195,000

GA

Evans County, GA

$119,000

$195,000

GA

Fannin County, GA

$168,000

$195,000

GA

Franklin County, GA

$119,000

$195,000

GA

Gilmer County, GA

$147,000

$195,000

GA

Glascock County, GA

$119,000

$195,000

GA

Gordon County, GA

$119,000

$195,000

GA

Grady County, GA

$119,000

$195,000

GA

Greene County, GA

$186,000

$195,000

GA

Habersham County, GA

$129,000

$195,000

GA

Hancock County, GA

$143,000

$195,000

GA

Hart County, GA

$119,000

$195,000

GA

Irwin County, GA

$119,000

$195,000

GA

Jackson County, GA

$133,000

$195,000

GA

Jeff Davis County, GA

$119,000

$195,000

GA

Jefferson County, GA

$119,000

$195,000

GA

Jenkins County, GA

$119,000

$195,000

GA

Johnson County, GA

$119,000

$195,000

GA

Laurens County, GA

$119,000

$195,000

GA

Lincoln County, GA

$132,000

$195,000

GA

Lumpkin County, GA

$145,000

$195,000

GA

Macon County, GA

$119,000

$195,000

GA

Miller County, GA

$119,000

$195,000

GA

Mitchell County, GA

$119,000

$195,000

GA

Montgomery County, GA

$119,000

$195,000

GA

Morgan County, GA

$157,000

$195,000

GA

Peach County, GA

$133,000

$195,000

GA

Pierce County, GA

$119,000

$195,000

GA

Polk County, GA

$119,000

$195,000

GA

Pulaski County, GA

$119,000

$195,000

GA

Putnam County, GA

$147,000

$195,000

GA

Quitman County, GA

$119,000

$195,000

GA

Rabun County, GA

$160,000

$195,000

GA

Randolph County, GA

$119,000

$195,000

GA

Schley County, GA

$121,000

$195,000

GA

Screven County, GA

$119,000

$195,000

GA

Seminole County, GA

$119,000

$195,000

GA

Stephens County, GA

$119,000

$195,000

GA

Stewart County, GA

$119,000

$195,000

GA

Sumter County, GA

$119,000

$195,000

GA

Talbot County, GA

$119,000

$195,000

GA

Taliaferro County, GA

$119,000

$195,000

GA

Tattnall County, GA

$119,000

$195,000

GA

Taylor County, GA

$119,000

$195,000

GA

Telfair County, GA

$119,000

$195,000

GA

Thomas County, GA

$128,000

$195,000

GA

Tift County, GA

$127,000

$195,000

GA

Toombs County, GA

$124,000

$195,000

GA

Towns County, GA

$163,000

$195,000

GA

Treutlen County, GA

$119,000

$195,000

GA

Troup County, GA

$119,000

$195,000

GA

Turner County, GA

$119,000

$195,000

GA

Union County, GA

$147,000

$195,000

GA

Upson County, GA

$119,000

$195,000

GA

Ware County, GA

$119,000

$195,000

GA

Warren County, GA

$119,000

$195,000

GA

Washington County, GA

$119,000

$195,000

GA

Wayne County, GA

$122,000

$195,000

GA

Webster County, GA

$119,000

$195,000

GA

Wheeler County, GA

$119,000

$195,000

GA

White County, GA

$143,000

$195,000

GA

Wilcox County, GA

$119,000

$195,000

GA

Wilkes County, GA

$119,000

$195,000

GA

Wilkinson County, GA

$119,000

$195,000


EXPERIENCED ADMINISTRATORS LIST!

The "Experienced Administrator" list will be updated periodically as grants fully expend Project and Administration funds. 

*** Please be advised that no changes will take place during the application review period.


SFY2014 CHIP APPLICATION WORKSHOP WAS HELD SEPTEMBER 4, 2013

 

The Georgia Department of Community Affairs conducted our annual SFY2014 Community Home Investment Program (CHIP) APPLICATION WORKSHOP on September 4, 2013 at the Hyatt Regency Savannah.  If you were in attendance and have not submitted your survey, please click here to do so, and email the completed survey to CHIP@dca.ga.gov

If you were unable to attend the SFY2014 CHIP Application Workshop, but would like to request information pertaining to the application process, please contact our office a CHIP@dca.ga.gov.


               


                     

ELIGIBLE LOCAL GOVERNMENT APPLICANTS

Eligible CHIP applicants include local governments that have not been designated by HUD as a Participating Jurisdiction (PJ) for the HOME program.

ELIGIBLE NON-PROFIT AND PUBLIC HOUSING AUTHORITIES

Organizations designated with a 501(c)(3) or 501(c)(4) status or Local Public Housing Authorities which meet CHIP experience threshold requirements.

ELIGIBLE ACTIVITIES

HOMEOWNER REHABILITATION


CHIP funds may be used to assist existing low income homeowners by providing rehabilitation assistance to their homes.

DOWN PAYMENT ASSISTANCE

CHIP funds may be used to assist low and moderate income households to finance eligible affordable homes by providing funds for down payment, closing cost, pre-paid items, and principal reduction assistance.


REACH US HERE:



DON WATT
Director, Office of Program and Public Affairs

MICHELLE LEWIS
CHIP Program Manager, Office of Program and Public Affairs
(404) 679-0659
michelle.lewis@dca.ga.gov

LAQUANTA PRESSLEY
Grants Consultant, Office of Program and Public Affairs
(404) 679-0680
laquanta.pressley@dca.ga.gov



OUR COMMITMENT

The Georgia Department of Community Affairs is committed to providing all persons with equal access to its services, activities, education and employment regardless of race, color, national origin, religion, sex, familial status, disability, or age. For a reasonable accommodation, please contact Staci Tillman or Ron Pounds at (404) 679-4840 or at fairhousing@dca.ga.gov.

Fair Housing Equal Opportunity


QUESTIONS?

To learn more about DCA's CHIP Program, please contact CHIP

Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, Georgia 30329-2231

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